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Excerpt: Since 1983, The Loan Consultants has built a reputation within the financial community that is looked upon with envy and respect. Our goal was to establish an international network of independently owned and operated loan brokerage companies. These affiliated companies would offer highly personalized service and help cut through the red tape that is often involved in securing loans from banks and other lending institutions. The Loan ConsultantsMore than a quarter century later, our vision has become a reality. In addition to being the first company to offer this business opportunity, we are the largest with more than 1200 affiliate…

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Excerpt: We are all listening attentively about lenders on the radio, television, newspapers, and the Internet of promises to be “small business friendly”, “small business oriented”, wanting to be your “personal small business advisor” and a panoply of packages taking care of all your business needs. What small businesses really need is money, not personal hand caring services. So is there anyone out there really making small business loans? Yes. If you know where to look you can find one.You can generally categorize banks into: 1) 10% that are actually making small business loans now and are serious about doing so,…

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Excerpt: Economic of the world situation goes unpredicted. The turndown also forces people for immediate action to overcome their bad financial situation. With so much demand and raise on family needs, every family needs to make a significant financial step in order to survive. There are actually many options, but not all of them are easily get or accessed. In life, we experience a lot of unexpected events, neither bad or good, and most the time these are accompanied by expenses. Unexpected events include how Our Business can survive in the financial crisis situations.When this time is coming,We must think of ways…

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Excerpt: If you are finally finding yourself in a position where you would like to get yourself a car in the world of today thing you are going to realize that you are going to need to see it as much of your hard earned and precious time as well as a finance is for you to go about getting one.  It really is not an option for you go about getting yourself a car just straight up out of your bank account as most people do not have that much disposal income laying around for such big purchases.  The solutions…

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Excerpt: Have you ever thought about refinancing your current car loan? In the past few years, automotive refinancing has become more and more popular – especially as the interest rates that independent used car dealers and even new car dealerships charge continue to go up. There is something you can do about it. You can decide to stop these higher payments now and opt for car refinance to bring your payments down. After reading this article, you may be interested in automobile refinancing for a new car that you have just purchased recently, or auto refinance for a used car.  …

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Excerpt: August 19, 2008 – Toronto, Canada –Dr. Robert Phillips of Nomis Solutions will guide attendees towards achieving profitability and volume targets by introducing innovative pricing methodologies for lenders at the 2008 Financial Services Technology Forum. Improving Loan Portfolio Management: An Introduction to Pricing Optimization In this presentation, Dr. Robert Phillips will share personal experiences and banking case studies on how financial service executives can use innovative pricing strategies to gain valuable insights, improve performance, and gain competitive advantage. It is no secret that this is an unsettling period for lenders. During these challenging times there is both a need and…

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Excerpt: Today’s economy and high unemployment rates are pushing most of us to explore the option of putting up our own small businesses. You will get to handle your own money, there is no risk of lay-offs, and it is a great opportunity to explore your skills on handling your own business and company. However, more banks nowadays are enforcing stricter rules and guidelines for giving out business loans.  A bad credit history may be one of your concerns for getting rejected for a loan, and this makes it difficult for us to get the financial help few need to get…

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Excerpt: According to the Small Business Administration, companies that can qualify for the 7a SBA loan must meet certain small business size standards. These standards vary greatly by industry, but the general rules of thumb are as follows:   Farming businesses must not have revenues exceeding $750,000 Building contractors can have a maximum revenue of $14,000,000 Retail and service businesses can have maximum revenue of $7,000,000 Heavy construction trades and industries have maximum revenues of $33,500,000.   Additionally, there are headcount tests regarding the number of people that work for your business. For wholesale trade industries, the maximum number of employees is 100 while manufacturing firms can have…

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Excerpt: Bad credit is one of the main reasons for bank loan denial. A credit score lower than 580 will most likely ruin your chances for a business loan. Multiple credit checks also lessens your chances for approval. And of course, a recent file for bankruptcy will ensure denial on your request.Fortunately, there is no reason for despair if you belong to this group of people. There are now available alternatives for getting a small business loan, regardless of your bad credit. It is important, however, that you understand your circumstances before jumping into these alternative means for a business loan….

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Excerpt: A car loan is simply a way for you to go about paying for the car that you are looking to purchase.  You are going to take out a car loan from a financial lending company and bring it to the car dealership with you.  The reason for going about doing this is because the moment that you bring your own New Car Finance to a car dealership you are then considered what is known as any cash buyer in that you can buy the car pretty much out right from them just as if you are paying for it…